Terms of Service

Last updated: January 2025

Welcome to SplitExpensez. By accessing or using our service, you agree to be bound by these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By creating an account or using SplitExpensez, you agree to these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our service.

2. Description of Service

SplitExpensez is an expense-tracking and bill-splitting application that allows users to:

• Track shared expenses with friends and groups
• Split bills using various methods (equal, percentage, shares, custom)
• Record settlements and payments between users
• View spending analytics and expense history

3. User Accounts

3.1 Account Creation

To use SplitExpensez, you must create an account with a valid email address. You are responsible for maintaining the confidentiality of your account credentials.

3.2 Account Responsibilities

You agree to:

• Provide accurate and complete information when creating your account
• Keep your password secure and confidential
• Notify us immediately of any unauthorized access to your account
• Be responsible for all activities that occur under your account

4. Acceptable Use

You agree not to:

• Use the service for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service
• Upload malicious code or content
• Impersonate others or provide false information
• Use the service to harass or harm other users

5. User Content

You retain ownership of any content you submit to SplitExpensez (such as expense descriptions and group names). By submitting content, you grant us a license to use, store, and display that content as necessary to provide the service.

6. Financial Information Disclaimer

SplitExpensez is a tracking tool only. We do not:

• Process financial transactions or payments
• Provide financial advice
• Guarantee the accuracy of expense calculations
• Enforce payment between users

Users are solely responsible for settling debts between themselves. SplitExpensez is not a payment processor or financial institution.

7. Privacy

Your privacy is important to us. Our collection and use of personal information is described in our Privacy Policy.

8. Intellectual Property

SplitExpensez and its original content, features, and functionality are owned by us and are protected by international copyright, trademark, and other intellectual property laws.

9. Termination

We may terminate or suspend your account at any time for violation of these terms. You may also delete your account at any time. Upon termination, your right to use the service will cease immediately.

10. Disclaimer of Warranties

The service is provided "as is" without warranties of any kind, either express or implied. We do not warrant that the service will be uninterrupted, secure, or error-free.

11. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service.

12. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or through the app. Continued use of the service after changes constitutes acceptance of the new terms.

13. Governing Law

These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

14. Contact Us

If you have questions about these Terms of Service, please contact us at:

Email: support@splitexpensez.com