Privacy Policy
Last updated: January 2025
Your privacy is important to us. This Privacy Policy explains how SplitExpensez collects, uses, and protects your personal information.
1. Information We Collect
1.1 Information You Provide
When you use SplitExpensez, we collect information you provide directly:
- Account Information: Email address, name, and password
- Expense Data: Expense descriptions, amounts, dates, and categories
- Group Information: Group names and member lists
- Friend Connections: Email addresses of friends you add
1.2 Information Collected Automatically
We automatically collect certain information when you use our service:
- Device type and operating system
- App version
- Usage patterns and feature interactions
- IP address and general location (country/region)
2. How We Use Your Information
We use your information to:
| Purpose | Data Used |
|---|---|
| Provide the expense tracking service | Account info, expense data, groups |
| Send important account notifications | Email address |
| Calculate balances and debts | Expense data, group membership |
| Improve our service | Usage patterns, device info |
| Prevent fraud and abuse | IP address, account activity |
3. Information Sharing
We do not sell your personal information. We share information only in these circumstances:
- With your consent: When you explicitly agree to share information
- With group members: Expense details are shared with members of the same group
- With friends: Balance information is shared with connected friends
- Service providers: We use trusted providers for email delivery and hosting
- Legal requirements: When required by law or to protect our rights
4. Data Security
We implement industry-standard security measures to protect your data:
- All data transmitted over HTTPS (TLS encryption)
- Passwords are hashed using bcrypt
- Database access is restricted and monitored
- Regular security reviews and updates
5. Data Retention
We retain your data as follows:
- Account data: Kept while your account is active
- Expense history: Kept while your account is active
- Deleted accounts: Data is permanently deleted within 30 days of account deletion
6. Your Rights
You have the right to:
- Access: Request a copy of your personal data
- Correction: Update or correct your information
- Deletion: Delete your account and all associated data
- Export: Download your expense data
- Opt-out: Unsubscribe from non-essential communications
7. Cookies and Tracking
Our web application uses minimal cookies for:
- Authentication (keeping you logged in)
- Security (CSRF protection)
We do not use advertising cookies or third-party tracking.
8. Children's Privacy
SplitExpensez is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.
9. International Data Transfers
Your information may be stored and processed in countries where our servers are located. By using SplitExpensez, you consent to the transfer of information to countries that may have different data protection laws than your country of residence.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by:
- Posting a notice in the app
- Sending an email to your registered address
- Updating the "Last updated" date at the top of this page
11. Contact Us
If you have questions about this Privacy Policy or your personal data, please contact us:
Email: privacy@splitexpensez.com
12. Data Protection Officer
For data protection inquiries, you may contact our Data Protection Officer at: dpo@splitexpensez.com